Mel Wild has been active in the debt education field since 1994 when he went to work for debt-elimination pioneer, John Cummuta. John's educational programs have been taught to over a million people around the world. His unique system helps people eliminate every penny of their debt, including their mortgage, in an average of less than seven years, all with their current income. Upon accepting the position as Director of Education for Mr. Cummuta's company, Mel was instrumental in developing the seminar leader training program for the DF&PL seminar which was designed to teach these principles in a very practical and straight-forward manner that can help anyone succeed. He also personally trained seminar leaders around the country who have successfully taught the DF&PL seminar at venues such as Ford Motor Company, educational organizations like the Learning Annex, and most major church denominations in America.

Also, in 1994, Mel was certified as a seminar leader by the American Seminar Leader Association (ASLA) and was listed in their prestigious "Who's Who" list of seminar leaders. Later, in 1998, he also contributed to the book, A Biblical Perspective on Debt-Free & Prosperous Living written by John Cummuta.

In 2003, John Cummuta developed Transforming Debt Into Wealth (TDIW), as a new way to learn his time-tested debt-elimination principles as a means to leverage future wealth. At this time, Mel joined Tony Manganiello, President and CEO of Debt-Free & Prosperous Living, Inc., as his Seminar Leader Administrator and National Sales Director. He worked with John and Tony to develop a whole new seminar and training program for TDIW seminar leaders and consultants. Since then, Mel has developed programs and trained seminar leaders from the U.S., Canada, United Kingdom, Australia and New Zealand.

Mel has often been heard saying, "Just knowing how to manage or even pay off debt is not enough. That's why the most important thing we can do for people is to help them change their thinking about their money and how they use credit. That's true freedom!"

Mel is the husband to his wife, Maureen, and father to three adult sons, Brandon, Andrew, and Jason. Besides his passion to help people break free from the bondage of debt, he is also the Senior Pastor of Cornerstone Church in Prairie du Chien, Wisconsin! He feels that both his work as Seminar Leader Administrator and Senior Pastor are integral parts of his calling to help people live the life of freedom they were designed to live by God.