Customer Testimonials
What people are saying about our books and strategies

We have more than a century of experience teaching hundreds of thousands of people just like you how to become debt free. We have done this through our life-changing tools and high-impact education. Here is what people are saying about our books and programs:

"I want to write to tell you that your program works. I have paid off over $100,000 in debt in 2½ years. In about two years, I will be debt-free and own two houses. My friends and family can't understand us doing this. They just buy bigger houses and new cars and worry when the first of the month comes. I told them to keep listening to the tapes. Thanks again."

Mark Andersen
West St. Paul, MN"
"Thanks for the insight I've gained from your program. I just received it and put it into place this month, now I have just over six years to debt freedom; without it? I have no idea!!"

Alan J Finlayson
Raleigh, NC
"In June of this year we became completely debt free (including the mortgage on our house). We were over $125,000 in debt and I was getting ready to retire. You must admit that was pretty scary and my husband would have to continue to work until the age of 65. However, today, both my husband and I are retired and were able to do so at the age of 55 thanks to your wonderful course, Debt-FREE & Prosperous Living®. Now we're following your plan to build our wealth and it is working exactly as you said, and we are building our wealth rapidly."

Ruthe DeHaven
Santee, California
"I thought that I was savvy about money, but I really wasn't. I realize I could have been out of debt years ago, if I didn't stop being a consumer cocaine addict. I've figure out how to find 20% of accelerated income. And I'm on the road to recovery and in about 5.5 years, I too can be debt free. I wanted to become an investor in real estate, but I didn't want to carry a lot of debt to do so. Your program has shown me that I can pay off my current house, buy another one and use both rental income to pay off my mortgage note quicker. Thank you for simplifying your concept. I have since past your information on to ALL my friends. I think that I may even start an accountablity group, so that we can keep each other motivated to becoming debt free.

Thank for sharing your life story! :o) Now, I have to run out and get your other tapes."

Stacy Jones
Norcross, GA
"My husband and I are already starting the plan. We will be debt-free in June or July of 2007. Unbelievable! You have both of us so excited that we are having FUN paying off our debts instead of feeling denied. It is a genuine pleasure. You have really opened our eyes. Thank you, thank you, thank you!"

Karen May and John May
"I am grateful everyday for your willingness to help the 'uneducated' of us who buy into the big 'LIE'...I wanted to express my gratitude to you and your staff for your work…I realized that in order to get the result that I wanted, I had to model someone who has already achieved that result and reproduce those steps to take me there. Your simplicity and clarity are easily modeled for me to achieve results...your program works."

Francesco Palazzuoli
Houston, TX
"You will be strategically empowered to break free from the culture of manipulation and indebtedness to an environment of real freedom and wealth-building."

Bishop Tony Miller
Destiny World Outreach
"I was greatly impressed. As a paralegal…it becomes my responsibility to help people get debt-free the hard way…I have been looking for something to help people before they get to the chapter 7 stage...Thanks ."

Sharon Burke
Clovis, GA
"I just wanted to let you know my wife and I are now taking the next step in our wealth-building plan…moving to a wonderful barrier island off the coast of Alabama in the Gulf of Mexico. Life on our island is wonderful—and very inexpensive. We are completely debt free, will remain so during our upcoming move, and plan to remain debt free and wealthy the remainder of our lives (we are in our early sixties now. We thank God for you! And we thank you for all you taught us about freedom from debt and building wealth."

Bill and Anne Boylan
"I have read and reread your book on the Debt-FREE & Prosperous Living Basic Course. We have paid off all our bills, including the mortgage that we had 11 years left to pay on it."

Theresa Kivatinos
"...If I've figured right with your strategy, I should be out of debt in three to three and a half years, instead of thirteen, at which time I'd be 64."

Tim Newman
"Thank you for saving my life! I've already retired $4,000 (in bills) in 5 months. Bless your heart!"

Dolly Fairchild
"I had to share our excitement with you, yesterday Dean and I paid our car off!!! That was a great day and such a wonderful feeling to drive my car and know that the bank doesn't own it anymore. WE DO' YA-HOO. Thanks for your great program."

Dean & Bonnie Seymour
"Enclosed is an example of how your program helped save me $1,308 per year on my auto insurance. This is insurance on the same cars through the same agent."

Steve Gaudur
"I belong to the Charles Givens Organization. HOWEVER, your method is by far the simplest to use and makes the most sense."

Loyal J. Gifford, Jr.
"It's said that when you're ready to learn, the right teacher comes along."

James Morris
"I never imagined that a $10,000 debt could be paid off in 2 years."

Linda F. Williams
"The Basic Course has become my financial bible."

Martin Kroah
"I would recommend this product and service to anyone who is sincerely interested in moving forward financially."

Christopher A. Clarke
"This program is so simple it's unbelievable! We've already paid off the first bill (after just five days), and will have $77,000 in bills paid off in less than four years. I only wish we had known about your program years ago. Keep up the good work."

Bonnie Bowles
"Since December, after working out our debt payoff program, we have already eliminated 2 obligations, and will pay off all our short term credit obligations in just 17 months. The mortgage will take a little longer, but it too will be gone in just over 5 years from now!"

Matt and Ann Beebe
"Thanks for your guidance, Debt-FREE & Prosperous Living. You have been an answer to prayer for a retired minister and his wife."

Walter B. Townley
"I don't know why my other plans failed, but your ideas and plan worked, better than I had ever hoped. This month I paid off my last bill that comes with a monthly payment, with the exception of my house. Thank you."

Donald Hopstad
"I am expecting to have around $17,700 of debt totally, completely and permanently paid off in 31 months. I should then be able to start investing $640 per month. I have already paid off one credit card and expect to have two more debts paid off by the end of the year."

Alan Pepper
"I have only one thing to say: May God Bless you all many, many times!! You have opened my eyes! Finally I have arrived at the answer I was looking for."

Augusto Alvarez
"You saved my life, because for quite a number of years I had been searching for a way to get out of debt."

Chico Villagran
"You saved me!!! The interesting thing is that as a member of the "Givens" Organization for two (2) years, I had no idea how I was going to make financial freedom a reality. At 46, I finally have hope and a bona fide plan of action!!"

Carl R. Marr, Jr.
"I want to thank you for supplying me with this program. I have paid off all bills. I am now starting to pay off my mortgage. It should take three and a half years."

Mark Anderson
"Your simple method is the answer to my prayers; both by solving my personal debt situation and giving us the vehicle to help our friends and loved ones."

Thomas A. Mayer
"Following your plan, and continuing to work tirelessly, we have paid down a $75,000 mortgage to about $25,000 (this will be paid in full by early summer of this year) and purchased a new Lincoln Town Car (for cash of course). Thanks from the bottom of my heart for a program that really worked for me."

Susan Riggen
"We have looked at several methods and avenues because we have been Money Management Counselors within our church structure. Your program is the most specific, concise and clear instructional tool we have seen to date."

Tim and Ginny Monk
"I have been using the strategy and have already paid off three major debts in the last eight months. I can't wait until I am debt free."

Thomas Kamenicky
"I agree with your information 100%. I come from an occupation on the other side…that consults with financial institutions on ways to become more profitable with mortgage and consumer loan programs."

Dennis J. Hough
Pittsburgh, PA
"As president of a credit union, I have always sought to educate our members. Your program reemphasized…the fact that the wisest use of credit is to eliminate its use altogether."

Ulysses Ruff, Sr.
Chicago, IL
"I have been in the insurance business for 20 years, a long-term financial planner, a Chartered Financial Consultant, and a Chartered Life Underwriter. Finally, a simple, proven, and practical system, which my clients can easily grasp and put into practice."

Joe Voutour
Duvall, WA



Individual results may vary. These testimonials do not imply that similar results will happen with your use of one of our products and may not be typical of all users. We make no representations concerning, and do not guarantee, their accuracy or their applicability to your circumstances, including your financial situation. No book, software or other published material is a substitute for personalized advice from a knowledgeable professional.